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December 29, 2021

Use These 7 Tips to Get the Best Insurance Deal

Car Towed From an Accident | Veteran Car DonationsYou need to consider many things when deciding on your car insurance. You want to get the maximum value for the plan without having to pay excessively for it.

Getting the right policy ensures that you are covered for emergencies during accidents, personal mishaps, and other eventualities. Taking the time to research and compare insurance plans from different companies can spell the difference between relief and disaster.

Here are seven tips to help you pick the best auto insurance policy.

  1. Get insured by a top-rated agency.

Getting your insurance from a reputable agency is a good investment for your money. Check which agency efficiently deals with claims, payments, and non-claim problems and take note of customer feedback. If you are under a good insurer, you have a better chance that you will get what you pay for when you need it.

  1. Compare and contrast.

Compare the prices and plans from different insurance companies before signing up for your car’s insurance. This will help you find the best deal and the best coverage for your budget.

  1. Maintain a good credit rating.

Make sure your bills are paid on time and maintain your good credit rating. This will impact your car’s insurance premium.

  1. Set the right deductible.

The deductible is the amount you need to pay before the insurance kicks in. When you have a car accident, the amount of the deductible is subtracted, or “deducted,” from your claim payment. Deductibles are how risk is shared between you, the policyholder, and your insurer. Generally speaking, the larger the deductible, the less you pay in premiums for an insurance policy. For example, if your policy states a $500 deductible, and your insurer has determined that you have an insured loss worth $10,000, you would receive a claims check for $9,500.

If you set a higher deductible, it will lower your premium. But if you are confident in your driving abilities and believe that you won’t get into an accident quickly, then you might benefit from a lower deductible and a higher premium instead.

Make sure you have the right coverage. In the long run, costs and risks for bodily injury and property damage increase, so you might do well to ensure that your plan is updated to cover these sufficiently.

  1. Report reduced mileage.

If certain circumstances in your life, such as a change of work or moving to a new place, resulted in reduced mileage, you might want to update your insurance policy to qualify for a lower premium.

  1. Get the right car.

Do your research before purchasing a car. Check the safety rating of your vehicle as this could cause your insurance to increase or decrease.

  1. Watch out for scams.

As with any transaction, make sure that you are dealing with a reputable agency so you will not be cheated out of your hard-earned money. This is the same for getting in accidents. Some unscrupulous individuals are only looking for the right opportunity to stage an accident to file an insurance claim against you. Be wise to their tricks.

 

The Best Thing You Can Do With Your Old Car

If you are planning to upgrade to a new car and don’t know what to do with your old clunker, we would like to offer the best solution for you. Hand it over to us here at Veteran Car Donations. Trust us to provide you with services most beneficial to you while giving you the opportunity to do your part in improving the lives of the struggling disadvantaged veterans in your local area.

We’ll have your car auctioned off, with the proceeds going to our veteran and military nonprofit partners. The funding will support their vital programs and services for their veteran beneficiaries. Thanks to your donation, these IRS-certified 501(c)(3) nonprofits will be able to provide more deserving veterans and their families with free quality health care, financial aid, housing assistance, employment opportunities, family support, educational scholarships, psychotherapy services, and many other benefits.

As our donor, you’ll get to receive the maximum tax deduction in the next tax season. You’ll also benefit from our free pickup and towing service. 

The best reward you’ll get, however, is the priceless feeling of joy and satisfaction for helping uplift the lives of our nation’s heroes.

We take almost all types of vehicles, including those that barely run anymore. Head over to this page to get a better idea of what we usually accept as donations.

You can make your vehicle donation to us wherever you’re residing in the country.

If you want to learn more about our vehicle donation program, feel free to visit our FAQs page. For inquiries or concerns, reach out to us at 877-594-5822 or write to us here.

 

Give Back to Our Heroes Today

Men in US Military Uniform | Veteran Car DonationsA simple vehicle donation can leave a lasting impact on the lives of our nation’s hurting heroes. Call Veteran Car Donations at 877-594-5822 or fill out our online donation form now!

Veteran Car Donations operates in all 50 states.

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Or call (877) 594-5822!