January 12, 2022
Points to Ponder When Considering This Insurance Add-on
It’s not uncommon for car owners to find themselves seeking roadside assistance. Whether the cause is a flat tire or a dead battery or some other thing, they have no other recourse but to call AAA or another service if they have roadside assistance insurance.
Almost all auto insurance companies offer roadside assistance plans as add-ons to their mandatory insurance coverage. Most of these companies partner with a network of businesses, either to provide direct roadside assistance or arrange services on behalf of their clients. Once a client contacts them for help, the company will dispatch the service provider closest to the client’s location and most appropriate for their car issues.
Some credit card companies also include roadside assistance plans in their membership benefits package. Although each plan is different, all policies cover similar services, such as the following:
- Towing — in case your car needs to be taken to the nearest mechanic
- Flat tire assistance — in case you get a flat
- Battery jump — in case your battery dies
- Fuel delivery — in case you run out of fuel in the middle of nowhere
- Lockout service — in case you get locked out of your car
- Extrication or winching service — in case your car gets stuck
Each plan specifies how many service calls, miles of towing, and costs of services are included in it. The company will also provide you a bill for overages if you avail yourself of extra services.
Should You Buy Roadside Assistance Insurance?
You can’t deny that the services you can get from roadside assistance insurance sound great. However, the question is: Is the insurance truly worth it?
Your answer will depend on several factors, including the age of your car, how far you usually drive it, your maintenance routine, and how much you value convenience. Consider these points:
- Age of car
Newer cars require less maintenance and have fewer mechanical problems, so roadside assistance shouldn’t be a priority. Some car manufacturers even provide free emergency service for the first few years after your purchase or until you reach a certain number of miles.
However, if your car has been with you for about five years now, investing in roadside assistance insurance is a decision you won’t regret.
- Mileage and commute
Your driving frequency is another factor to consider if you’re on the fence about getting the insurance.
If you use your car every day for work, or you enjoy long weekend drives to unfamiliar places, then you may need a professional network on call. On the other hand, if you drive only occasionally, then buying roadside assistance coverage would only be a waste of money.
Roadside assistance programs are ideal for vehicle owners who have convenience at the top of their priority list.
If you can change tires or jump-start a dead battery on your own, you may not need a roadside assistance add-on in your car insurance policy. But, if you need professional help ASAP, such an add-on can be a lifesaver.
Some people refuse to get roadside assistance insurance mainly because they find it expensive. However, it can be worth the price, especially if you’re willing to spend money in exchange for safety.
If the cost of roadside assistance insurance is not your concern and you’re after your safety and convenience, then go ahead and buy it.
Thinking of the Best Way to Dispose of Your Old Ride?
Do you have an old car that’s giving you a lot of headaches with its frequent breakdowns and repairs? Don’t bother getting a roadside assistance insurance plan for it. Your best move is to just retire and give it a new and worthy purpose by handing it over to us at Veteran Car Donations. We’ll use your donation to improve the living conditions of the suffering veterans and their families in your community.
We’ll have your auto auctioned off, with the proceeds delivered to our veteran and military nonprofit partners. These IRS-certified 501(c)(3) nonprofit organizations are dedicated to helping veterans who are homeless, unemployed, disabled, and suffering from illnesses, including mental health conditions.
They use the funding we give to provide their beneficiaries with free quality health care, financial aid, housing assistance, employment opportunities, family support, educational scholarships, psychotherapy services, and many other benefits.
The best reward you’ll get, however, is the priceless feeling of joy and satisfaction for helping uplift the lives of our nation’s heroes.
We take almost all types of vehicles, including those that no longer run. Head over to this page to get a better idea of what we usually accept as donations.
If you want to learn more about our vehicle donation program, including our quick and hassle-free donation process, feel free to visit our FAQs page. For inquiries or concerns, call us anytime through our toll-free hotline at 877-594-5822 or send us a message here.
Reach Out to Our Heroes Today!
A simple vehicle donation from you can leave a lasting impact on the lives of our nation’s hurting heroes. Call Veteran Car Donations at 877-594-5822 or fill out our secure online donation form now!