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July 1, 2023

Everything You Should Know About Comprehensive Auto Insurance

Are you wondering what type of auto insurance is best for your car? While it’s important to have at least the minimum coverage required in your state, there may be times when additional protection is necessary. One such option that offers an inclusive package is comprehensive auto insurance.

If you’re unfamiliar with it, then you’ve come to the right place. We at Veteran Car Donations will cover the ins and outs of comprehensive auto insurance — what it is, what it covers, what it doesn’t cover, and who needs it. Let’s dive right in!


What Is Comprehensive Auto Insurance?

Also known as “other than collision” coverage, comprehensive auto insurance is designed to cover damage to your car from non-collision-related incidents, such as theft, natural disasters, vandalism, and more.

This coverage is optional, which means it’s entirely up to you if you want to add it on top of the other auto coverages you may already have. However, if you’re leasing or financing your vehicle, expect your lender to require you to buy one.


What Does Comprehensive Auto Insurance Cover?

Comprehensive auto insurance pays for damage resulting from:

  • Natural disasters such as hurricanes, earthquakes, windstorms, etc.
  • Theft
  • Fire or explosion
  • Contact with animals
  • Windshield or glass damage
  • Falling objects


What Comprehensive Auto Insurance DOES NOT Cover?

Your policy won’t help cover the following:

  • Damage from colliding with another car (for both parties)
  • Legal fees
  • Medical expenses
  • Lost income in case you miss work after a road accident
  • Any property that’s stolen from your car


Who Needs Comprehensive Auto Insurance?

Car owners can greatly benefit from having this insurance coverage. It’s especially ideal for those who are residing in areas where instances of natural disasters, vandalism, or theft are common. It’s an excellent option for just about anyone who needs more coverage than what’s typically included in a basic auto insurance policy.

Comprehensive coverage provides peace of mind and helps protect your vehicle and financial security. With it, you can rest assured that you’re fully prepared for the unexpected. This supplemental auto insurance policy is a major financial decision, so be sure to consider your individual needs and situation before purchasing one.

Speak with your insurer or an independent insurance agent to discuss coverage options and determine which policy best meets your needs. Shopping around can also help you find the best prices that make the most financial sense.


Here’s the Best Way to Get Rid of an Unwanted Car

If you’re planning to insure a decade-old car that often breaks down despite getting it fixed numerous times already, don’t! It’s a decision you may very well regret. Instead of spending those hard-earned insurance dollars for that beater, you might as well save the money so you can buy a brand-new ride.

As for your clunker, your best move is to repurpose it by donating it to us at Veteran Car Donations. Doing so will give you the chance to improve the lives of the disadvantaged veterans in your community. They are those who have become homeless for lack of support, those who can’t find decent jobs to support themselves and their families, and those who are suffering from service-connected disabilities and serious illnesses, including mental health disorders.

We’ll auction off your donated vehicle and use the proceeds to help fund the life-improvement programs of our veteran-focused charity partners. These IRS-certified 501(c)(3) nonprofit organizations provide their beneficiaries with housing and financial assistance, family support, employment and livelihood opportunities, free comprehensive health care and medical treatment, psychotherapy services, educational scholarships, and many other benefits.

The good thing about donating a vehicle to Veteran Car Donations is that you’ll get amply rewarded for doing so. Not only will you get our free pickup and towing service wherever you are in the country, but you’ll also get qualified to claim the maximum tax deduction in the next tax season. 

That’s not all. The best reward you’ll get is the immense feeling of satisfaction, knowing that your gift will help improve the living conditions of the disadvantaged and neglected veterans in your community.

You can donate not just your old car but any other type of vehicle that you may have. Check out this list of the different types of vehicles we commonly accept from our donors.

You can check out our FAQs page to get to know our quick and convenient donation process and other important information you might want to know. If you have questions or concerns, feel free to call us through our 24/7 toll-free hotline at 877-594-5822 or write to us here.

It’s Time to Give Back to Our Nation’s Heroes

A simple vehicle donation from you can make a difference in the lives of our suffering veterans and their families. You’ll be touching the lives of these heroes in so many ways. Call Veteran Car Donations at 877-594-5822 or fill out our secure online donation form now!

Veteran Car Donations operates in all 50 states.

Donate Now

Or call (877) 594-5822!